Miami takes the top spot in Forbes stupid ranking of America’s Most Miserable Cities.

Miami is a leading city in culture, finance and international trade. But away from the glitz and glamor, many ordinary Miamians are struggling according to Forbes.

A crippling housing crisis has cost multitudes of residents their homes and jobs. The metro area has one of the highest violent crime rates in the country and workers face lengthy daily commutes.

Forbes looked at 10 factors for the 200 largest metro areas and divisions in the U.S. Some are serious, like violent crime, unemployment rates, foreclosures, taxes (income and property), home prices and political corruption. Other factors we included are less weighty, like commute times, weather and how the area’s pro sports teams did.

Here’s Forbes.com’s top 10 Most Miserable Cities list for 2011:

#1 Miami, Fla.
#2 Detroit, Mich.
#3 Flint, Mich.
#4 West Palm Beach, Fla.
#5 Sacramento, Calif.
#6 Chicago, Ill.
#7 Fort Lauderdale, Fla.
#8 Toledo, Ohio
#9 Rockford, Ill.
#10 Warren, Mich.

See the full List of America’s Most Miserable Cities.

Do you think Miami really deserves to be ranked the most miserable in America?